Frequently Asked Questions

How do you decide what areas you’re going to invest in?
How do you get paid?
After I invest in a property, do I need to hire people to get it rent ready?
Do I need to fly out and see the property or area before I invest in a property?
Do you have some one to help me with getting a loan and advice on that subject?
How much do I need to put down as a down payment?
How do I get started?
I’ve been told that you give complimentary real estate investor workshops; can you tell me a little more?
Can you tell me about other speakers and topics that you’re doing workshops with?

Q. How do you decide what areas you’re going to invest in?

A. I spend thousands of dollars and hundreds of hours every year researching real estate markets all over the Country. Some of the criteria I look at are: Demographics, Affordability, The Local Job Market, Natural Disaster Risk, Local Laws, and How the Numbers Work. For example, there are many cities that I think will do great for the next couple of decades but simply the numbers don’t work. We don’t want to put a $90,000 down payment to break even on a property with a 30 year fixed rate loan.

Q. How do you get paid?

A. Unless you hire me per hour as a consultant, I get paid through the seller if I help you purchase an investment property. The seller, whether it’s a bank, the government or a private property, pays a commission when they sell a property. If you purchase a property in California, because I’m a broker, the seller directly pays me a commission. If you purchase an investment property out of state, the out of state broker/realtor that I work with pays me part of their commission after they get paid. So yes I benefit for helping you, but the great thing about it, nothing comes out of your pocket by me having me help you. It comes out of the seller’s pocket.

Q. After I invest in a property, do I need to hire people to get it rent ready?

A. No. The property manager works with qualified handymen and has crews that they work with to get your investment property rent ready. They oversee all the work so you don’t have to.

Q. Do I need to fly out and see the property or area before I invest in a property?

A. It's completely up to you and your comfort level. If you want to fly to an area that we’re investing in, let me know the dates that you want to travel, and I'll make arrangements for the people that I work with to take good care of you. They’ll meet you at the airport or your hotel and show you the area, sub divisions, houses, units, what ever applies to your situation so you feel comfortable in the area that we are investing in and the people that I work with. Arrangements for you to meet with the property management team can also be done.

Q. Do you have someone to help me with getting a loan and advice on that subject?

A. Yes, I work with different mortgage brokers who specialize in different programs and work in different states. Depending on your needs, I’m always happy to refer you to one or more of the mortgage brokers that would be best for your situation. They would be happy to talk with you. Also, I’m happy to give you my opinion on different loan programs depending on your goals.

Q. How much do I need to put down as a down payment?

A. That’s entirely up to you. There are loan programs in which you can put 5% (although it’s getting much harder), 10%, 20% or more as a down payment for investment property. The ability to cash flow depends on the amount of your down payment and the loan program that you choose. Once again, I’m happy to give you my opinion, based on your individual needs.

Q. How do I get started?

A. Call or email me, letting me know that you’re interested in getting started, and we’ll talk about your specific situation, your goals and the best way to move forward.

Q. I’ve been told that you give complimentary real estate investor workshops; can you tell me a little more?

A. I really enjoy teaching and do at least two workshops per month where I cover the basics about real estate investing as well as more advanced topics such as: demographics, population, affordability, jobs, undervalued vs. over valued areas, laws, inflation, buying where the numbers work and many other topics. Typically we also look at pictures of the investments that we're currently buying and discuss the strategy behind that particular investment. It’s a great way for us to meet in person.

Q. Can you tell me about other speakers and topics that you’re doing workshops with?

A. It's fun and extremely informative to team up with other speakers to bring you excellent information regarding related topics. For example, some upcoming complimentary workshops include: Asset Protection and How to take Title, Credit Repair or Enhancement, Tax Strategies for the Real Estate Investor, and Goal Planning and Accomplishing Your Life’s Mission.


Home About Dr. Rosenthal Rave Reviews Upcoming Events Credit Repair Solutions Articles and Resources Products Ask Dr. Rosenthal Schedule an Appointment FAQs Blog Contact Us	Frequently Asked Questions How do you decide what areas you’re going to invest in? How do you get paid? After I invest in a property, do I need to hire people to get it rent ready? Do I need to fly out and see the property or area before I invest in a property? Do you have some one to help me with getting a loan and advice on that subject? How much do I need to put down as a down payment? How do I get started? I’ve been told that you give complimentary real estate investor workshops; can you tell me a little more? Can you tell me about other speakers and topics that you’re doing workshops with? Q. How do you decide what areas you’re going to invest in? A. I spend thousands of dollars and hundreds of hours every year researching real estate markets all over the Country. Some of the criteria I look at are: Demographics, Affordability, The Local Job Market, Natural Disaster Risk, Local Laws, and How the Numbers Work. For example, there are many cities that I think will do great for the next couple of decades but simply the numbers don’t work. We don’t want to put a $90,000 down payment to break even on a property with a 30 year fixed rate loan. Q. How do you get paid? A. Unless you hire me per hour as a consultant, I get paid through the seller if I help you purchase an investment property. The seller, whether it’s a bank, the government or a private property, pays a commission when they sell a property. If you purchase a property in California, because I’m a broker, the seller directly pays me a commission. If you purchase an investment property out of state, the out of state broker/realtor that I work with pays me part of their commission after they get paid. So yes I benefit for helping you, but the great thing about it, nothing comes out of your pocket by me having me help you. It comes out of the seller’s pocket. Q. After I invest in a property, do I need to hire people to get it rent ready? A. No. The property manager works with qualified handymen and has crews that they work with to get your investment property rent ready. They oversee all the work so you don’t have to. Back to top Q. Do I need to fly out and see the property or area before I invest in a property? A. It's completely up to you and your comfort level. If you want to fly to an area that we’re investing in, let me know the dates that you want to travel, and I'll make arrangements for the people that I work with to take good care of you. They’ll meet you at the airport or your hotel and show you the area, sub divisions, houses, units, what ever applies to your situation so you feel comfortable in the area that we are investing in and the people that I work with. Arrangements for you to meet with the property management team can also be done. Q. Do you have someone to help me with getting a loan and advice on that subject? A. Yes, I work with different mortgage brokers who specialize in different programs and work in different states. Depending on your needs, I’m always happy to refer you to one or more of the mortgage brokers that would be best for your situation. They would be happy to talk with you. Also, I’m happy to give you my opinion on different loan programs depending on your goals. Back to top Q. How much do I need to put down as a down payment? A. That’s entirely up to you. There are loan programs in which you can put 5% (although it’s getting much harder), 10%, 20% or more as a down payment for investment property. The ability to cash flow depends on the amount of your down payment and the loan program that you choose. Once again, I’m happy to give you my opinion, based on your individual needs. Q. How do I get started? A. Call or email me, letting me know that you’re interested in getting started, and we’ll talk about your specific situation, your goals and the best way to move forward. Back to top Q. I’ve been told that you give complimentary real estate investor workshops; can you tell me a little more? A. I really enjoy teaching and do at least two workshops per month where I cover the basics about real estate investing as well as more advanced topics such as: demographics, population, affordability, jobs, undervalued vs. over valued areas, laws, inflation, buying where the numbers work and many other topics. Typically we also look at pictures of the investments that we're currently buying and discuss the strategy behind that particular investment. It’s a great way for us to meet in person. Q. Can you tell me about other speakers and topics that you’re doing workshops with? A. It's fun and extremely informative to team up with other speakers to bring you excellent information regarding related topics. For example, some upcoming complimentary workshops include: Asset Protection and How to take Title, Credit Repair or Enhancement, Tax Strategies for the Real Estate Investor, and Goal Planning and Accomplishing Your Life’s Mission. Back to top ©2008 Financial Health Real Estate, Inc.