Terms of Use and Privacy Policy

YOU EXPRESSLY UNDERSTAND AND AGREE THAT: YOUR USE OF AND RELIANCE UPON ANY AND ALL INFORMATION, INCLUDING BUT NOT LIMITED TO FINANCIALHEALTHREALESTATE.COM CONTENT, AFFILIATE CONTENT, AND PUBLIC CONTENT, PROVIDED BY FINANCIALHEALTHREALESTATE.COM THROUGH THE FINANCIALHEALTHREALESTATE.COM WEBSITES IS AT YOUR SOLE RISK. SUCH INFORMATION IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. FINANCIALHEALTHREALESTATE.COM MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES, OR GUARANTEES WITH REGARD TO THE APPROPRIATENESS, ACCURACY, SUFFICIENCY, CORRECTNESS, VERACITY, VALUE, COMPLETENESS, OR TIMELINESS OF SUCH INFORMATION. FINANCIALHEALTHREALESTATE.COM EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. FINANCIALHEALTHREALESTATE.COM SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH INFORMATION OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY THE USE OR RELIANCE UPON SUCH INFORMATION. ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE FINANCIALHEALTHREALESTATE.COM WEBSITES IS DONE AT YOUR OWN DISCRETION AND RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.

Information Provided By You Through the FinancialHealthRealEstate.com Websites
In order for you to participate in certain services that Financial Health Real Estate, Inc. provides through the FINANCIALHEALTHREALESTATE.COM Websites, Financial Health Real Estate, Inc. will require that you provide specific information about yourself (the "Financial Health Real Estate, Inc. Solicited Information"). If you choose to participate in such services, you agree to provide true, accurate and complete information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Financial Health Real Estate, Inc. is committed to maintaining the privacy and security of any and all such information that you provide to Financial Health Real Estate, Inc. through the FINANCIALHEALTHREALESTATE.COM Websites.

How Does Financial Health Real Estate, Inc. Protect Your Information?
The privacy and protection of your information is important to us. We do not make any personal information available to third parties without your permission.

Your access to some services and content is password protected. We use security software to protect the confidentiality of your personal information. In addition, our business practices are reviewed periodically for compliance with policies and procedures governing the security and confidentiality of our information. Our business practices limit employee access to confidential information, and limit the use and disclosure of such information to authorized persons. We advise that you do not disclose your password to anyone. In addition, we recommend you sign out of password-protected services at the end of your session.

How Does FINANCIALHEALTHREALESTATE.COM Use Cookies?
Your browser offers so-called "cookies" which, if you allow their use, store small amounts of data on your computer when you visit a website. Cookies do not contain any personally identifiable information about you and therefore cannot be used to identify you personally. Cookies simply assist us in tracking which of our features you like best. Cookies also enable us to customize our content according to your preferences. You have the ability to accept or decline cookies by modifying your browser. Our website is viewable even if you disable the cookie function on your browser. However, if you disable cookies, some advanced and customized features of our site, as well as other Web sites, will not be available to you.

In addition, our website uses its cookies to differentiate you from other users in order to tailor the best possible experience for you. In some cases, we also use cookies to prevent you from seeing unnecessary advertisements or requiring you to log in more than is necessary for security. Cookies, in conjunction with our Web server's log files, allow us to calculate the aggregate number of people visiting our Website and which parts of the site are more popular. This helps us gather feedback in order to constantly improve our Website and better serve our customers. Cookies do not allow us to gather any personal information about you and we do not generally store any personal information that you provided to us in your cookies.

Some of the banner ads and video ads displayed in our website are provided by outside companies. These ads contain cookies. While we use cookies in other parts of our websites, cookies received with ads are collected by our advertisers and we do not have access to this information. We use a reputable third party to serve some or all of the advertisements that are placed within our sites and they may use information (not including personally identifiable information) about your visits to our sites and other sites to assist in serving advertisements to you.

Terms of Use.
The FINANCIALHEALTHREALESTATE.COM Websites may include a number of venues such as bulletin boards, chat areas, news groups, forums, communities, personal web pages, calendars, testimonials and/or other message or communication facilities designed to enable you to share your thoughts and opinions with other members of the public ("Your Publicly Posted Information"). Since Financial Health Real Estate, Inc. firmly believes in the value of free and open exchanges, it makes no effort and is under no obligation to monitor, pre-screen, or otherwise censor your thoughts and opinions. Therefore, Financial Health Real Estate, Inc. cannot be responsible for the appropriateness, accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such thoughts and opinions. Always use caution when posting any personally identifying information about yourself or your children on any of the FINANCIALHEALTHREALESTATE.COM Websites.
You promise that you will NOT use the FINANCIALHEALTHREALESTATE.COM Websites to:

a. post, upload or otherwise transmit any content not related to appropriate subject matters;
b. post, upload or otherwise transmit any content which is misleading to others, including consumers;
c. post, upload or otherwise transmit any content that is unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;
d. post, upload or otherwise transmit any content that you do not have a right to post and transmit under any law or under contractual relationships;
e. post, upload or otherwise transmit any content, such that such posting, uploading, or transmission constitutes the infringement of any patent, trademark, trade secret, copyright or other proprietary rights of any party;
f. post, upload or otherwise transmit any materials that contain software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or
g. intentionally or unintentionally violate any applicable local, state, national or international law, or any regulations having the force of law, including the Civil Rights Act of 1866, the Fair Housing Act, the Americans with Disabilities Act, and the Equal Credit Opportunity Act.

By posting content to the FINANCIALHEALTHREALESTATE.COM Websites, you grant Financial Health Real Estate, Inc. a non-exclusive, royalty free, perpetual, irrevocable license to (i) host, use, reproduce, modify, distribute, transmit, publish, create derivative works from, combine with information provided by third parties, and publicly display such content on and through websites controlled by Financial Health Real Estate, Inc., including but not limited to the FINANCIALHEALTHREALESTATE.COM Websites, and co-branded or mirrored versions of such sites, and in Financial Health Real Estate, Inc.'s promotional or advertising materials, and (ii) sublicense to third parties such content to the extent necessary for the creation and maintenance of, in part or in whole, such sites.

You acknowledge that while Financial Health Real Estate, Inc. does not pre-screen content posted by you to the FINANCIALHEALTHREALESTATE.COM Websites, Financial Health Real Estate, Inc. and its designees shall have the right (but not the obligation) in their sole discretion to refuse or remove any content that is posted by you or any other party to the FINANCIALHEALTHREALESTATE.COM Websites. Without limiting the foregoing, Financial Health Real Estate, Inc. and its designees shall have the right to remove any content that violates this Agreement or is otherwise objectionable, and to terminate your access to any or all of the FINANCIALHEALTHREALESTATE.COM Websites at any time without notice for any reason whatsoever. You agree that you must evaluate, and bear all risks associated with, the use of any content you post to the FINANCIALHEALTHREALESTATE.COM Websites, including any reliance on the accuracy, completeness, or usefulness of such content.
Financial Health Real Estate, Inc. reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request.
By posting, uploading, inputting, providing or submitting content to the FINANCIALHEALTHREALESTATE.COM Websites, you warrant and represent that you own or otherwise control all of the rights to such content including, without limitation, all the rights necessary for you to provide, post, upload, input or submit such content.

Indemnification. YOU AGREE TO INDEMNIFY AND HOLD FINANCIAL HEALTH REAL ESTATE, INC. AND ITS, SUPPLIERS, AFFILIATES, SUBSIDIARIES, EMPLOYEES HARMLESS FROM ANY AND ALL CLAIMS AND DEMANDS, INCLUDING, BUT NOT LIMITED TO REASONABLE ATTORNEYS' FEES, MADE BY ANY THIRD PARTY DUE TO OR ARISING OUT OF ANY INFORMATION, INCLUDED BUT NOT LIMITED TO FINANCIAL HEALTH REAL ESTATE, INC. SOLICITED INFORMATION, AFFILIATE SOILICITED INFORMATION, AND YOUR PUBLICLY POSTED INFORMATION, SUBMITTED, POSTED, OR OTHERWISE PROVIDED BY YOU TO THE FINANCIALHEALTHREALESTATE.COM WEBSITES AND/OR FINANCIAL HEALTH REAL ESTATE, INC. AND/OR ITS AFFILIATES.

Services Provided Through The FINANCIALHEALTHREALESTATE.COM Websites Non-Commercial Services. Financial Health Real Estate, Inc. may provide through the FINANCIALHEALTHREALESTATE.COM Websites a number of venues in which interactive services ("Interactive Services"), such as on-line calculators, planning tools, and checklists, may be offered to you. Such services are offered by Financial Health Real Estate, Inc. for the sole purpose of disseminating information for the public's benefit. Financial Health Real Estate, Inc. cannot guarantee the accuracy, sufficiency, correctness, veracity, completeness, or timeliness of such services. You are responsible and must exercise your own due diligence in confirming the sufficiency and reliability of any such service.

THE INFORMATION CONTAINED IN AND PROVIDED THROUGH FINANCIAL HEALTH REAL ESTATE, INC. INTERACTIVE SERVICES ARE NOT INTENDED NOR IMPLIED TO BE A SUBSTITUTE FOR PROFESSIONAL ADVICE. FINANCIAL HEALTH REAL ESTATE, INC. MAKES NO EXPRESS OR IMPLIED REPRESENTATION, WARRANTY OR GUARANTEE IN CONNECTION WITH THE INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES, INCLUDING THE APPROPRIATENESS, ACCURACY, CORRECTNESS, VERACTIY, VALUE, SUFFICIENCY, TIMELINESS, OR COMPLETENESS OF THE DATA, METHODS AND OTHER INFORMATION CONTAINED IN AND PROVIDED THROUGH SUCH SERVICES. FINANCIAL HEALTH REAL ESTATE, INC. EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT WITH REGARD TO SUCH SERVICES. FINANCIAL HEALTH REAL ESTATE, INC. SHALL HAVE NO LIABILITY TO YOU OR ANY OTHER USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY LOSS, EXPENSE, OR DAMAGE, INCLUDING CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES AND INCLUDING LOST PROFITS OR LOST REVENUE, CAUSED DIRECTLY OR INDIRECTLY BY ANY ERROR OR OMISSION, OR ARISING OUT OF, OR IN CONNECTION WITH, THE INFORMATION CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. IN NO EVENT WILL FINANCIAL HEALTH REAL ESTATE, INC. BE LIABLE TO ANY USER OF SUCH SERVICES OR TO ANY THIRD PARTY FOR ANY DECISION MADE OR ACTION TAKEN BY ANY USER OF SUCH SERVICES OR ANY THIRD PARTY IN RELIANCE UPON THE INFORMATION CONTAINED IN OR PROVIDED THROUGH SUCH SERVICES. A USER'S SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH SUCH A SERVICE IS TO STOP USING THE SERVICE.

Third-Party Services. A number of commercial services, such as financial and contractor services, are offered by third parties through the FINANCIALHEALTHREALESTATE.COM Web Sites. You acknowledge that by permitting such services to be offered through the FINANCIALHEALTHREALESTATE.COM Websites, Financial Health Real Estate, Inc. is acting as a passive conduit for the transmission to such third parties of any information related to such services that you submit to FINANCIALHEALTHREALESTATE.COM. In order for Financial Health Real Estate, Inc. to distribute your information and facilitate contacts between you and such third parties, you hereby grant Financial Health Real Estate, Inc. permission to disclose any and all of the information that you provide to Financial Health Real Estate, Inc. to any such third party that Financial Health Real Estate, Inc., in its sole discretion, deems relevant and appropriate.
Any information that you provide to Financial Health Real Estate, Inc. must be true, complete, and accurate, must not represent you as someone else or falsely identify you, and must not violate any law, statute, ordinance or regulation. You are solely responsible for such information and for all of the terms and conditions of transactions between you and such third parties, including, without limitation, terms regarding warranties, insurance, fees, taxes, titles and licenses. You must not submit a request for a third party service through the FINANCIALHEALTHREALESTATE.COM Websites unless you intend, in good faith, to contract with such third party for the use of such service.

Financial Health Real Estate, Inc. makes no representation, and therefore shall not be responsible for (i) the terms and conditions of any transaction between you and any third party, (ii) any insufficiency of or problems with any such third party's background, insurance, credit or licensing, or (iii) the quality of services performed by any such third party or any other legal liability arising out of or related to the performance of such services. By agreeing to use the FINANCIALHEALTHREALESTATE.COM websites, you fully release Financial Health Real Estate, Inc. (and its affiliates, agents and employees) from any and all claims, demands and damages (actual and consequential) of every kind and nature, known and unknown, suspected and unsuspected, disclosed and undisclosed, arising out of or in any way connected with any services provided by third parties.

General Terms. You agree that no joint venture, partnership, employment, or agency relationship exists between you and Financial Health Real Estate, Inc. as a result of this Agreement or use of the FINANCIALHEALTHREALESTATE.COM Websites. Financial Health Real Estate, Inc.’s performance of this Agreement is subject to existing laws and legal process, and nothing contained in this Agreement is in derogation of Financial Health Real Estate, Inc.'s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the FINANCIALHEALTHREALESTATE.COM Websites or information provided to or gathered by Financial Health Real Estate, Inc. with respect to such use. If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Unless otherwise specified herein, this Agreement constitutes the entire agreement between you and Financial Health Real Estate, Inc. with respect to the FINANCIALHEALTHREALESTATE.COM Websites and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between you and Financial Health Real Estate, Inc. with respect to the FINANCIALHEALTHREALESTATE.COM Websites. A printed version of this Agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this Agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form.

Governing Law. This Agreement and all maters relating to the FINANCIALHEALTHREALESTATE.COM websites shall be governed by and construed and enforced in accordance with the substantive laws of the State of California as if the Agreement was made in California for performance entirely within the State of California. You agree that any claim against Financial Health Real Estate, Inc. relating to its websites or any materials therein shall be commenced in the state and federal courts in the State of California and venued in Los Angeles County. By visiting the FINANCIALHEALTHREALESTATE.COM websites you agree that the laws of the state of California, without regard to principles of conflict of laws, will govern these terms of use and any dispute of any sort that might arise between you and Financial Health Real Estate, Inc. or its affiliates, and you hereby consent to the jurisdiction of its courts when you enter into and view the FINANCIALHEALTHREALESTATE.COM websites.

THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES PUBLISHED ON THIS SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. FINANCIAL HEALTH REAL ESTATE, INC., ITS AFFILIATES AND/OR ITS RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THIS SITE AT ANY TIME.

IN NO EVENT SHALL FINANCIAL HEALTH REAL ESTATE, INC. AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE FINANCIALHEALTHREALESTATE.COM WEBSITES, WITH THE DELAY OR INABILITY TO USE THE FINANCIALHEALTHREALESTATE.COM WEBSITES OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE FINANCIALHEALTHREALESTATE.COM WEBSITES, OR OTHERWISE ARISING OUT OF THE USE OF THE FINANCIALHEALTHREALESTATE.COM WEB SITES, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF FINANCIAL HEALTH REAL ESTATE, INC. OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE FINANCIALHEALTHREALESTATE.COM WEBSITES, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE FINANCIALHEALTHREALESTATE.COM WEBSITES.

You agree to indemnify, defend and hold harmless Financial Health Real Estate, Inc., its partners, affiliates, subsidiaries and suppliers from any liability, loss, claim and expense (including attorneys' reasonable fees) related to your breach of this Agreement and terms of use of the website.

All materials on the FINANCIALHEALTHREALESTATE.COM Websites (as well as the organization and layout of the FINANCIALHEALTHREALESTATE.COM Websites) are owned and copyrighted or licensed by Financial Health Real Estate, Inc. All rights reserved. No reproduction, distribution, or transmission of the copyrighted materials at the FINANCIALHEALTHREALESTATE.COM Websites is permitted without the written permission of Financial Health Real Estate, Inc. Any rights not expressly granted herein are reserved.